Group Life Insurance Conversion Rights Upon Termination of Employment

life insurance lawyer

When individuals have a life insurance policy provided by their employer, such life coverage is called group life insurance. When the insured stops working for the employer, continuous coverage may be available if the group plan offers a Conversion option that allows the insured to convert their group coverage into an individual policy.  This privilege […]

Life Insurance Beneficiary vs. Will: Does the Policy Designation Override the Will?

lawyer for life insurance claims

A person’s overall financial plan should include many components to explain how the distribution of the financial assets should be carried out. Since there are so many different components to the estate plan, they can sometimes create confusion as to who receives what, and lead to family disputes. Two most common areas of estate disputes […]

ERISA Beneficiary Designation: What You Need to Know if Your Life Insurance Claim Is Disputed

erisa beneficiary designation rules

Beneficiary designation determines who receives the death benefit when the insured dies. Although distributing the proceeds should be a straightforward process, very often it is not. Individual life insurance policies are often subject to beneficiary disputes which are settled according to state law. Group life insurance policies, however, are not usually governed by state laws […]

Life Insurance and Coronavirus: Do Policies Cover Deaths From the COVID-19 Pandemic?

does life insurance cover pandemics

Millions of people have died due to the COVID-19 pandemic worldwide leaving grieving families, many of them under financial stress. For those of them whose loved ones owned a life insurance policy, a new question arose – does life insurance cover pandemic-related deaths? Do life insurance companies pay out COVID-19 death benefits?

Things to Consider Before Hiring a Life Insurance Lawyer

When a loved one dies and your life insurance company denies your life insurance claim, you need an experienced life insurance lawyer on your side. The right life insurance attorney can get your denied life insurance claim paid fast. There are several things you need to consider when you search for an attorney who deals […]

Life Insurance Law Definition

life insurance law explained

What is life insurance law? What type of law firms resolve life insurance disputes? Where should I start my research? Many people do not have to deal with life insurance law or attorneys who practice it. However, if you are one of the people who have been turned down by a life insurance company after […]