Children of Deceased Insured Paid in Beneficiary Dispute Settlement

Kadetskaya Law Firm represented children of an insured who was covered under a group life insurance policy. The children came to us after unsuccessfully trying to obtain payment from the insurance company. The clients’ parents were divorced and, as part of the divorce, their father was ordered by court to maintain his employer-provided life insurance coverage and name his two children as sole beneficiaries on the policy.

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Claim Denial Reversed: Increased Premium Policy Lapsed

The insured purchased a life insurance policy with the set monthly premium payments for the first 10 years. In the 11th year, the premium increased significantly. The insured diligently paid all premiums that were due for 10 years. In the 11th year, when the increased premium was due, the insured was gravely ill and did not remember about the payment increase. The insurer did not send any notices to him about the increase and the insured’s online life insurance account showed no changes in the premium.

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$500,000 Delayed Claim Paid After Foreign Death

Our client contacted our law firm for help after her life insurance claim had been delayed for several months. The insured in this case died in a foreign country, and the insurance company began a lengthy foreign death investigation. Generally, if the insured person dies abroad, the insurance company investigates every detail surrounding the death. In this case, the investigators travelled to the country where the death occurred, interviewed local authorities, questioned witnesses and examined death records. Needless to say, our client was bombarded with unreasonable demands for a lot of information, documents, records, etc. This added a lot of stress to our client, who was at the time grieving the death of her parent.

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