ADD Claim Denied Due to Intoxication

The insured in this case died in a motorcycle accident. At the time of his death he was covered by a group life insurance policy.  The policy provided basic life insurance, and double indemnity if the insured died solely through violent, external and accidental... read more

Employer Liable for Denied Life Insurance Claim

Our client’s employer offered group life insurance coverage to her and her family. She applied for coverage for her domestic partner. Her application was approved and premiums for dependent group coverage were deducted from her paycheck. When her domestic partner... read more

Insured Drowned, but ADD Claim Denied

Our client, the surviving spouse of the insured, called us after her accidental death claim was denied following her husband’s tragic death. On the day of his death, her husband spent time with the family by a lake playing ball. He drowned in the lake when he swam too... read more

Claim Denied Due to Drugs

The insured in this case died as a result of polysubstance drug toxicity of Methadone-Xanax-Lamotrigine-Quentiapine-Cyclobezaprine-Promethazine. She was covered under an accidental death policy. Her husband filed a claim for ADD benefits following her death. The... read more

Insurer Claims Fall is not Accident

Our client called us after her accidental death claim was denied by a large insurance company. The client’s mother fell in the kitchen, landed on her right hip and had a right hip fracture as a result of the fall, which required surgical treatment. She died two days... read more

ADD Claim Denied Due To Marijuana

Our law firm recovered benefits for a client whose accidental death claim was denied due to an illicit drug exclusion in the insurance policy. The insured died in a single vehicle crash after he lost control of his motorcycle. His cause of death was stated as multiple... read more

Ex Spouse Recovered Life Insurance Proceeds

Our client lost her ex husband who was insured under a group policy through his employer at the time of his death. He maintained his ex spouse, our client, as the sole beneficiary on his group life insurance policy. However, the insurance company denied her claim in... read more

$500,000 Delayed Claim Paid After Foreign Death

Our client contacted our law firm for help after her life insurance claim had been delayed for several months. The insured in this case died in a foreign country, and the insurance company began a lengthy foreign death investigation. Generally, if the insured person... read more

Waiver of Premium Claim Denial Paid

Our client contacted our law firm after the life insurance claim on her deceased mother was denied by a major insurance company. The insured in this case had life insurance coverage and disability coverage through the same insurer. Since she was totally and... read more

Claim Delayed Due to Contestability Check

Our client came to us for help with her delayed life insurance claim. She was the sole beneficiary on her fiancé’s policy. The policy was less than two years old when her fiancé tragically died in an accident. As with any policy that is less than two years old, the... read more

Delayed Claim Paid Within 30 Days

Our client came to us for help with her delayed life insurance claim. She was the sole beneficiary on her fiancé’s policy. The policy was less than two years old when her fiancé tragically died in an accident. As with any policy that is less than two years old, the... read more
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