Our client called us after her life insurance claim was denied following her husband’s death. The insurance company said that the policy had lapsed for non-payment of premium and was not in effect at the time of her husband’s death. Our client and her husband had paid for this policy for over 10 years and never missed a premium. The insurance company did not send a proper lapse notice to them and did not warn them about the impending policy lapse.

Our law firm was able to successfully recover this lapsed claim.