Our client called us to discuss his denied accidental death claim following the untimely death of his mother. His mother worked for a company that provided group life insurance coverage with accidental death benefits. Tragically, she died when her car collided with a large truck while she was driving to work. The insurance company denied the claim by alleging that the drunk driving exclusion applied.
When our attorney took over the case, we discovered that the blood sample used to test the insured’s BAC was taken more than 10 days after her death and could not be relied on. Moreover, our investigation uncovered other factors that caused the accident.
We filed a timely appeal with the insurance company. The insurance company reversed its denial on appeal and promptly paid the claim with interest, including airbag and seat belt benefits. Our client was very pleased with the fast outcome in his favor.