How to File a Life Insurance Claim for Benefits After Death

how to claim life insurance

If a loved one passed away untimely, you may be grieving and not be able to focus on your financial affairs. Many people who lost a family member go through a difficult time of readjustment and do not deal with life insurance issues immediately.

Accidental Death Insurance Payouts: What to Do if Your AD&D Claim for Benefits Is Denied

what does accidental death insurance cover

Accidental death policies are designed to provide financial support to beneficiaries when the insured dies due to an accident. Unfortunately, as with many life insurance policies, accidental death claims are frequently delayed or denied. This happens because insurance companies routinely apply numerous exclusions that exclude accidental deaths from coverage.

What Is the Death Benefit of a Life Insurance Policy: A Lawyer’s Definition

life insurance death benefit definition

People buy life insurance policies to provide financial support to their loved ones once they die. This makes the death benefit the most important part of the policy. But what is the death benefit exactly and how does it work? These are questions life insurance beneficiaries should ask to ensure they can collect their insurance […]

ERISA Litigation Basics: How to Deal with Lawsuits

erisa litigation

ERISA controls many group life insurance plans. Among the many rights the law gives to plan members and participants is the right to bring a suit to recover plan benefits. ERISA is a complex federal law and affects the way attorneys handle claims, appeals and litigation. 

Denied Life Insurance Claim Due to Lapse in California: How the Law Has Changed

denied life insurance claim due to lapse california

Life insurance companies routinely deny claims due to non-payment of premiums. While some of these denials are valid, many of them are not. Everyone knows that policyholders have a duty to pay premiums on time to avoid policy lapse, but what is not clear to many policyowners is what rules life insurance companies need to […]