Claim Denial Reversed: Increased Premium Policy Lapsed

The insured purchased a life insurance policy with the set monthly premium payments for the first 10 years. In the 11th year, the premium increased significantly. The insured diligently paid all premiums that were due for 10 years. In the 11th year, when the increased premium was due, the insured was gravely ill and did […]

$500,000 Delayed Claim Paid After Foreign Death

Our client contacted our law firm for help after her life insurance claim had been delayed for several months. The insured in this case died in a foreign country, and the insurance company began a lengthy foreign death investigation. Generally, if the insured person dies abroad, the insurance company investigates every detail surrounding the death. […]

Claim Denial Based on Material Misrepresentation Reversed on Appeal

Our client was the surviving widow of the insured who suddenly died of a heart attack. At the time of his death, the insured had a group life insurance policy available through his employer, which amounted to $150,000. The policy had been in effect for less than two years and, therefore, the insurance company started […]

Life Insurance Claim Recovered From Employer and Insurer

Our clients were designated beneficiaries on their mother’s life insurance policy. Their mother had a group life insurance policy through her employer. However, after their mother’s death the insurer refused to pay the claim stating that there was no coverage at the time of the death because she stopped working full-time and the coverage was […]

$1 Million Paid After Claim Was Denied Due To Policy Lapse

Our clients, the widow and the three children of the insured, were devastated when their life insurance claim was denied after the sudden death of their father and husband. They called us in despair, because both the death and the denial were completely unexpected. The insured had a $1 million policy that had been in […]

Waiver of Premium Claim Denial Paid

Our client contacted our law firm after the life insurance claim on her deceased mother was denied by a major insurance company. The insured in this case had life insurance coverage and disability coverage through the same insurer. Since she was totally and permanently disabled, she qualified for a waiver of premium benefit – no […]

Beneficiary Dispute Settled in a Murder-Suicide Case

Our clients called us for help after their claims had been denied by a major insurer in a beneficiary contest. Our life insurance attorneys were able to resolve this very complex matter involving murder, suicide, estate and life insurance disputes.

Life Insurance Claim Denied For Non Payment of Premium

When a family member dies unexpectedly and you file a claim for life insurance benefits, you may be shocked to find out that the insurance coverage on your loved one had lapsed a long time ago. This may leave you frustrated and looking for answers.

Claim Delayed Due to Contestability Check

Our client came to us for help with her delayed life insurance claim. She was the sole beneficiary of her fiancé’s policy. The policy was less than two years old when her fiancé tragically died in an accident. As with any policy that is less than two years old, the insurance company started a contestability […]

Beneficiary Wins ERISA Appeal

Our client purchased life insurance coverage for her and her husband in the amount of $140,000 in April 2009. The life insurance was provided through her employer. In 2012, she became disabled and stopped working. The life insurance policy provided, “After you become disabled, your life insurance continues and your employer pays the premiums.” Even though […]