Denied Life Insurance Claim Based on Lapsed Policy

Our client called us after the death of his wife. For several months the insured was gravely ill and spent several weeks preceding her death in the hospital. The insured’s family was consumed by her sickness,  did not check her regularly and did not pay the life insurance premium on time. Genworth denied the claim […]

Denial of Accidental Death Benefits Based in Sickness Exclusion

Our clients in this case were the beneficiaries on the accidental death policy of their brother, who tragically died when the motorcycle he was riding crashed into a car in front of him. The AD&D policy was issued by Standard. After our clients filed a claim, Standard conducted an independent investigation and medical review of […]

Accidental Death Insurance Denied Based on Intoxication Exclusion

Our client’s brother died in a tragic accident – a truck rollover where the insured was the driver. He had accidental death coverage through Advance Insurance Company of Kansas. Advance denied our client’s AD&D claim based on the intoxication exclusion in the ADD policy. The life insurance exclusion stated, “No benefit will be paid for […]

Same-sex Partner of Insured Filed Bad Faith Lawsuit Against Cigna

The same-sex partner of a deceased employee of Edinboro University in Pennsylvania filed a lawsuit against Cigna for wrongfully denying his life insurance claim. He claims that Cigna denied his claim because it did not recognize him as the lawful husband and beneficiary of the decedent. According to the lawsuit, the couple resided in the […]