ADD Claim Denied Due to Intoxication
The insured in this case died in a motorcycle accident. At the time of his death he was covered by a group life insurance policy. The policy provided basic life insurance, and double indemnity if the insured died solely through violent, external and accidental...
Employer Liable for Denied Life Insurance Claim
Our client’s employer offered group life insurance coverage to her and her family. She applied for coverage for her domestic partner. Her application was approved and premiums for dependent group coverage were deducted from her paycheck. When her domestic partner...
Insured Drowned, but ADD Claim Denied
Our client, the surviving spouse of the insured, called us after her accidental death claim was denied following her husband’s tragic death. On the day of his death, her husband spent time with the family by a lake playing ball. He drowned in the lake when he swam too...
Claim Denied Due to Drugs
The insured in this case died as a result of polysubstance drug toxicity of Methadone-Xanax-Lamotrigine-Quentiapine-Cyclobezaprine-Promethazine. She was covered under an accidental death policy. Her husband filed a claim for ADD benefits following her death. The...
Insurer Claims Fall is not Accident
Our client called us after her accidental death claim was denied by a large insurance company. The client’s mother fell in the kitchen, landed on her right hip and had a right hip fracture as a result of the fall, which required surgical treatment. She died two days...
Ex-Wife’s Benefits Denied Without Explanation
Our law firm recently represented a client whose claim for life insurance benefits was denied without a proper explanation. Our client’s ex-husband left her as a beneficiary on his life insurance policy after their divorce. A year after his death, however, the...
ADD Claim Denied Due To Marijuana
Our law firm recovered benefits for a client whose accidental death claim was denied due to an illicit drug exclusion in the insurance policy. The insured died in a single vehicle crash after he lost control of his motorcycle. His cause of death was stated as multiple...
Beneficiary Paid After Family Member Contested Beneficiary Designation
Kadetskaya Law Firm represented a beneficiary who sought payment of a life insurance policy after his sister died. The insured’s daughter contested the designation and claimed that the designation was based on fraudulent documents. Before contacting us for help, the...
Children of Deceased Insured Paid in Beneficiary Dispute Settlement
Kadetskaya Law Firm represented children of an insured who was covered under a group life insurance policy. The children came to us after unsuccessfully trying to obtain payment from the insurance company. The clients’ parents were divorced and, as part of the...
Ex Spouse Recovered Life Insurance Proceeds
Our client lost her ex husband who was insured under a group policy through his employer at the time of his death. He maintained his ex spouse, our client, as the sole beneficiary on his group life insurance policy. However, the insurance company denied her claim in...
Claim Denial Reversed: Increased Premium Policy Lapsed
The insured purchased a life insurance policy with the set monthly premium payments for the first 10 years. In the 11th year, the premium increased significantly. The insured diligently paid all premiums that were due for 10 years. In the 11th year, when the increased...
$500,000 Delayed Claim Paid After Foreign Death
Our client contacted our law firm for help after her life insurance claim had been delayed for several months. The insured in this case died in a foreign country, and the insurance company began a lengthy foreign death investigation. Generally, if the insured person...
Claim Denial Based on Material Misrepresentation Reversed on Appeal
Our client was the surviving widow of the insured who suddenly died of a heart attack. At the time of his death, the insured had a group life insurance policy in the amount of $150,000 which was available to him through his employer. The policy had been in effect for...
Life Insurance Claim Recovered From Employer and Insurer
Our clients were designated beneficiaries on their mother’s life insurance policy. Their mother had a group life insurance policy through her employer. However, after their mother’s death the insurer refused to pay the claim stating that there was no coverage at the...
Beneficiary Dispute Settled in a Murder-Suicide Case
Our clients called us for help after their claims had been denied by a major insurer in a beneficiary contest. Our life insurance attorneys were able to resolve this very complex matter involving murder, suicide, estate and life insurance disputes. Five parties filed...
$1 Million Paid After Claim Was Denied Due To Policy Lapse
Our clients, the widow and the three children of the insured, were devastated when their life insurance claim was denied after the sudden death of their father and husband. They called us in despair, because both the death and the denial were completely unexpected....
Waiver of Premium Claim Denial Paid
Our client contacted our law firm after the life insurance claim on her deceased mother was denied by a major insurance company. The insured in this case had life insurance coverage and disability coverage through the same insurer. Since she was totally and...
Life Insurance Claim Denied For Non Payment of Premium
When a family member dies unexpectedly and you file a claim for life insurance benefits, you may be shocked to find out that the insurance coverage on your loved one had lapsed a long time ago. This may leave you frustrated and looking for answers. This happened to...
Claim Delayed Due to Contestability Check
Our client came to us for help with her delayed life insurance claim. She was the sole beneficiary on her fiancé’s policy. The policy was less than two years old when her fiancé tragically died in an accident. As with any policy that is less than two years old, the...
Delayed Claim Paid Within 30 Days
Our client came to us for help with her delayed life insurance claim. She was the sole beneficiary on her fiancé’s policy. The policy was less than two years old when her fiancé tragically died in an accident. As with any policy that is less than two years old, the...