Our client was the sole primary beneficiary on his ex-wife’s individual life insurance policy. When he learned of his wife’s passing and filed a claim for life insurance benefits, the insurance company informed him that his claim could not be paid, because a competing...

Our client purchased life insurance coverage for her and her husband in the amount of $140,000 in April 2009. The life insurance was provided through her employer. In 2012, she became disabled and stopped working. The life insurance policy provided, “After you become...

Our client was a benefiicary on an SGLI policy that covered his son's life. Generally, an SGLI policy is $400,000. However, our client was paid only $50,000. The insurance company claimed that 2 months before his death, our client's son reduced his coverage from...

Our client's husband tripped and fell in his house sustaining severe head injuries. Several days later he died of subdural hematoma. The insured's medical records showed that his brain began to swell because of his injury and the oxygen supply was cut off as the blood...

The insured died within 2 years of the effective date of the policy and the Insurance Company started its usual process of contesting the claim Our client, the sole primary beneficiary on the policy, contacted our firm after the Insurance Company refused to pay her...

Our client first contacted our firm after unsuccessfully trying to collect her life insurance benefits from Office of Federal Employees’ Group Life (“OFEGLI”) for three years. Our client and the insured divorced in 1996. As part of the Final Judgment of Divorce, our...

Our client contacted us when Minnesota Life Insurance Company refused to pay his claim for life insurance benefits on his deceased mother. Our client was a contingent beneficiary on the policy. The primary beneficiary died soon after the insured, which prompted his...

Our client called us at an emotionally difficult time in her life – following the death of her mother. Her grieving process was worsened by the fact that she had to fight a big insurance company for a payout on her mother’s life insurance proceeds. The facts of the...

Delayed Life Insurance Claim Based on Material Misrepresentations On Application When our client called our office, her claim for life insurance benefits in the amount of $200,000 on her deceased husband had been delayed for more than 6 months. The policy was within...

Our client called us after MetLife denied her ERISA life insurance claim. At the time of his death, our client’s husband had company - provided optional group life insurance coverage.  He was eligible to apply by this coverage by virtue of his employment. To obtain...

Our client contacted our law firm after the insurer informed him that his Genworth life insurance policy had lapsed. He had paid monthly premiums for many years and never borrowed money from the policy during those years. In our investigation we found significant...

Our client was an ex-spouse of the insured. At the time of their divorce, the insured had a MetLife life insurance policy made available to him through his employer Ford Motors Company. The final judgment of divorce stated that the insured was obligated to...

Our client called us after the death of his wife. For several months the insured was gravely ill and spent several weeks preceding her death in the hospital. The insured’s family was consumed by her sickness,  did not check her regularly and did not pay the life...

Our clients in this case were the beneficiaries on the accidental death policy of their brother, who tragically died when the motorcycle he was riding crashed into a car in front of him. The AD&D policy was issued by Standard. After our clients filed a claim,...

Our client’s brother died in a tragic accident – a truck rollover where the insured was the driver. He had accidental death coverage through Advance Insurance Company of Kansas. Advance denied our client’s AD&D claim based on the intoxication exclusion in the ADD...