Our client called us to discuss her delayed accidental death claim following the death of her husband, who died in his home when he fell and hit his head on the hard floor in the bedroom.
The insurance company had been reviewing the claim for more than 8 months without providing any estimate about when the payment would be made. The insurance company suggested that the insured’s illness caused his fall and ultimate death, and it could possibly deny the claim based on the sickness exclusion. When our attorney took over the case, we were able to show that the insured’s sickness did not cause his death and that the sickness exclusion should not apply to deny the claim.
The insurance company promptly paid the $500,000 claim with interest. Our client was very pleased with the fast outcome in her favor.