While the goal of ERISA is to protect the legal rights of employees and their beneficiaries, many of them still have difficulties recovering the benefits they are entitled to. ERISA is a complex law and it is best to consult with an experienced employee benefits attorney who can file an appeal if your claim was denied.
When a life insurance lawyer prepares an ERISA appeal, they draft a legal brief based on ERISA law and the results of an independent investigation and research. This forces the insurance company to examine the case from a new perspective. Beneficiaries who win ERISA appeals at an administrative level save time and money that would otherwise be spent on litigation. At our ERISA law firm, we urge everyone whose benefit claim was denied to hire an ERISA counsel before filing an appeal to increase their chances of winning.
Our Experience in Handling Denied ERISA Claims
At Kadetskaya Law Firm, we have a high success rate of recovering insurance proceeds on ERISA appeals and will make sure your ERISA appeal is handled professionally and competently.
Our ERISA lawyers have considerable experience in winning cases involving claim denials including:
- Denial based on failure to provide a conversion application
- Denial based on change in marital status
- Denial based on policy exclusions
- Denial based on employer non-payment of premium
- Denial based on failure to apply for waiver of premium
- Denial based on failure to provide an evidence of insurability form
- Denial based on employer’s mistake
- Denial based on not being actively at work
- Denial based on dependent ineligibility
Here are just a few cases successfully handled by our ERISA lawyers:
- Denied ERISA claim due to material misrepresentation on Portability Application
- Denied ERISA claim based on employer and insurer negligence
- Denied ERISA claim for ex-spouse
- Denied claim due to material misrepresentation during the contestability period – We recovered $150,000 on the appeal
- Denied claim due to beneficiary dispute – We recovered $1.1 million from Minnesota Life Insurance Company
In most ERISA cases, an administrative appeal is a necessary step before the claim proceeds to court. If you decide to sue your insurance company without first exhausting administrative remedies, your court action may be barred. Therefore, you need to consult an experienced ERISA attorney who will file an appeal on your behalf. Our life insurance lawyers can help you recover your wrongfully denied claim fast, regardless of the reason invoked by the insurer.
ERISA Attorney Fees
Our attorneys work on a contingent fee basis. It means that we do not charge legal fees unless we collect the ERISA proceeds for you. Only then will we charge a reasonable legal fee. We take pride in offering competitive contingent fee structures and will work with you to ensure you are comfortable with the fee.
If your ERISA claim has been denied or delayed, seek legal advice from an ERISA attorney. Call (888) 510-2212 for a free case evaluation. We have the experience you can trust.