TSGLI is Servicemembers’ Group Life Insurance Injury Protection Program.
It provides coverage for traumatic injury to servicemembers who have SGLI (Servicemembers’ Group Life Insurance). It is an injury protection program that pays benefits to servicemembers who are severely injured/have traumatic injuries.
TSGLI offers a one-time payment to an injured servicemember if the injury is a qualified scheduled loss. Depending on the injury, TSGLI payments range from $25,000 to $100,000. Additional payments are available for hospitalizations, inability to perform activities of daily living (ADL), and coma.
There are many reasons why a TSGLI claim may be denied: ineligibility for SGLI and automatic ineligibility for TSGLI, disputes about the eligibility start date, improper injury classification, incorrect description of activities of daily living, etc.
Many denied or delayed TSGLI claims require a medical expert to evaluate the injuries sustained and determine whether the injuries fall into any of the eligible traumatic injury categories.
In the majority of cases, getting legal help and a medical expert’s opinion is crucial to the success of your TSGLI claim.
In some cases, a TSGLI claim is paid, but the amount paid is not correct. Our TSGLI lawyers will review the claim history and payment details to make sure you receive all the benefits available to you under TSGLI program. The problem with a denied TSGLI claim is that an injured servicemember may not be able to deal with the insurance company due to the injuries sustained. If a loved one suffered a traumatic injury and the insurance company denied their TSGLI claim, call our TSGLI lawyer for a free consultation.
Injuries that are covered by TSGLI are:
- Loss of Sight
- Loss of Hearing
- Loss of Speech
- Amputation of Hand
- Amputation of 4 Fingers on 1 Hand or Thumb Alone
- Amputation of Foot
- Amputation of All Toes Including the Big Toe on 1 Foot
- Amputation of Big Toe Only, or Other 4 Toes on 1 Foot
- Limb Salvage of Arm
- Limb Salvage of Leg
- Facial Reconstruction (Jaw, Nose, Lips, Eyes, Facial Tissue)
- Coma from Traumatic Injury and/or Traumatic Brain Injury (TBI) Resulting in Inability to Perform at Least 2 Activities of Daily Living (ADL)
- Hospitalization Due to Traumatic Brain Injury
- Genitourinary Losses (Anatomical Loss of the Penis, Permanent Loss of Use of the Penis, Anatomical Loss of One Testicle, Anatomical Loss of Both Testicles, Permanent Loss of Use of Both Testicles, Anatomical loss of the vulva, uterus, or vaginal canal, Anatomical loss of one ovary, Anatomical loss of both ovaries, Permanent loss of use of both ovaries, Total and permanent loss of urinary system function)
- Traumatic injury resulting in inability to perform at least 2 Activities of Daily Living (ADL)
- Hospitalization due to traumatic injury
At our law firm, we focus on life insurance law and dedicate our practice to helping insureds and beneficiaries recover denied and delayed life insurance claims, denied and delayed accidental death and dismemberment claims, denied and delayed accelerated death claims, denied SGLI and TSGLI claims.
We work with our clients to find the best solution in every case and will fight for your right to receive your benefits.
Call (888) 510-2212 for a free consultation.