Category: Case Example

$350,000 Recovered for Beneficiary of SGLI Policy

Our client was a beneficiary on an SGLI policy that covered his son’s life. Generally, an SGLI policy is $400,000. However, our client was paid only $50,000. The insurance company claimed that 2 months before his death, our client’s son reduced his coverage from $400,000 to $50,000. After unsuccessfully trying to make the insurance company […]

$450,000 recovered in an ADD claim appeal

Our client’s husband tripped and fell in his house sustaining severe head injuries. Several days later he died of subdural hematoma. The insured’s medical records showed that his brain began to swell because of his injury and the oxygen supply was cut off as the blood vessels became squeezed. At the time of his death […]

Life Insurance Claim Delay Due to Contestability

The insured died within 2 years of the effective date of the policy and the Insurance Company started its usual process of contesting the claim. Our client, the sole primary beneficiary on the policy, contacted our firm after the Insurance Company refused to pay her claim for more than 3 months. The insurer claimed that […]

FEGLI Claim Recovered for Ex-Spouse of Insured

Our client first contacted our firm after unsuccessfully trying to collect her life insurance benefits from Office of Federal Employees’ Group Life (“OFEGLI”) for three years. Our client and the insured divorced in 1996. As part of the Final Judgment of Divorce, our client’s husband was obligated to maintain his life insurance policy through Office […]

1.1 Million Recovered in an Interpleader Lawsuit Based on Beneficiary Dispute

Our client contacted us when Minnesota Life Insurance Company refused to pay his claim for life insurance benefits on his deceased mother. Our client was a contingent beneficiary on the policy. The primary beneficiary died soon after the insured, which prompted his estate to file a competing claim. In addition, the insured’s estate also filed […]

Recovery of Denied Life Insurance Benefits / Bad Faith Insurance Practices

Our client called us at an emotionally difficult time in her life – following the death of her mother. Her grieving process was worsened by the fact that she had to fight a big insurance company for a payout on her mother’s life insurance proceeds. The facts of the case were complicated and involved an […]

Denied Life Insurance Claim Based on Failure to Provide Statement of Health

Our client called us after MetLife denied her ERISA life insurance claim. At the time of his death, our client’s husband had company-provided optional group life insurance coverage.  He was eligible to apply for this coverage by virtue of his employment. To obtain this coverage, the insured was required to provide his medical history and […]

$100,000 recovered from lapsed life insurance policy

Our client contacted our law firm after the insurer informed him that his Genworth life insurance policy had lapsed. He had paid monthly premiums for many years and never borrowed money from the policy during those years. In our investigation we found significant evidence that critical information about premium payment was not disclosed to our […]

Beneficiary Dispute Involving Ex-Spouse and Estate

Our client was an ex-spouse of the insured. At the time of their divorce, the insured had a MetLife life insurance policy made available to him through his employer Ford Motors Company. The final judgment of divorce stated that the insured was obligated to maintain his life insurance policy active and name our client as […]