Denied Life Insurance Benefit After Insurer Failed to Send a Conversion Notice
Our client called us to discuss her denied life insurance benefit following the untimely death of her son. Her son worked for a company that provided group life insurance coverage with a conversion privilege. However, when the insured’s employment ended due to his illness, neither the employer nor the insurance company sent him a conversion […]
Denied Life Insurance Claim Due to a Prescription Medication Overdose
Our clients called us to discuss their denied accidental death claim following the untimely death of their father, who died in his home when he fell and hit his head on the hard floor in the bathroom. The insurance company denied the claim by alleging that the prescription medications exclusion applied, stating that the insured […]
ADD Claim Was Denied Due to an Alleged Attempt to Commit a Misdemeanor
Our client called us to discuss his denied accidental death claim following the untimely death of his wife. His wife worked for a company that provided group life insurance coverage with accidental death benefits. Tragically, she died when her car suddenly rolled over and hit a concrete median. The insurance company denied the claim by […]
$160,000 Recovered on Appeal After an ADD Claim Was Denied Due to Drunk Driving
Our client called us to discuss his denied accidental death claim following the untimely death of his mother. His mother worked for a company that provided group life insurance coverage with accidental death benefits. Tragically, she died when her car collided with a large truck while she was driving to work. The insurance company denied […]
Delayed Claim Paid Fast After Alleged Death Due to Illness
Our client called us to discuss her delayed accidental death claim following the death of her husband, who died in his home when he fell and hit his head on the hard floor in the bedroom. The insurance company had been reviewing the claim for more than 8 months without providing any estimate about when […]
ADD Claim Was Delayed Due to Supposed Driving Under the Influence of Cannabis
Our client called us to discuss her delayed accidental death claim following the untimely death of her husband. Tragically, he died when his motorcycle collided with a dump truck. The insurance company delayed the claim for more than 8 months, alleging that the insured was driving under the influence of cannabis, which he was illegally […]
$525,000 Recovered on appeal after failure to send a conversion notice
Our client called us to discuss his denied life insurance claim following an untimely death of his brother. His brother worked for a company that provided group life insurance coverage with a conversion privilege. However, when the insured retired, neither the employer nor the insurance company sent him a conversion notice. He was too ill […]
Insurer Insisted Death was Due to Suicide in Denying Accidental Death Claim
Our client called us after her husband died in a tragic accident and the insurance company denied her accidental death claim. The insured in this case was a new gun owner and was in the process of cleaning his gun when it accidentally discharged and fatally shot him. The police report stated it was an […]
Employer Responsible for Denied Claim Due to Failure to Send Conversion Notice
Our client was a beneficiary on her late husband’s life insurance policy through his work. Her claim had been denied due to his failure to submit a conversion application. Her husband stopped working after he was diagnosed with cancer. To ensure that his wife received the life insurance proceeds after his death, he consulted with […]
Denied Life Insurance Claim Due to Beneficiary Change
Our client was the sole primary beneficiary on his ex-wife’s individual life insurance policy. When he learned of his wife’s passing and filed a claim for life insurance benefits, the insurance company informed him that his claim could not be paid because a competing claim for benefits had been filed by the ex-wife’s daughter. The […]